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Homeowners Insurance: Things to Know

By Scott Best

Do you have enough insurance?  Do you have the right kind of insurance?  Do you know what the best insurance companies are for different types of insurance? How reliable are the insurance companies you deal with?  Do you understand what’s really covered in the policies you carry, do you fully understand what isn’t?  If you were honest with your self, you’re probably like the greatest portion of Americans and you answered “No” to all or most all of the above questions. 

So what does this tell us about what we buy insurance for and how we buy it?  For me at least it leaves even more unsettling issues and unanswered questions.  How far are we willing to trust others to protect us and what we hold dear?  How far are we willing to go before we actually get involved and force those that sell us these policies which are supposedly protecting us, to be forthright in their dealings with us?  When’s the last time you read an insurance policy you purchased and actually understood what it said about what was covered and what wasn’t?

Wow, lots of question and in this and subsequent articles I intend to cover some of the more powerful questions I just asked, to help us all get some clarity.  I hope to be putting forth some information that will help you better protect yourself, not only with insurance but from insurance and unscrupulous insurance agents and companies who might be putting their own capital interests too far ahead of your protection.....MORE

 

Insurance Journal - Property Casualty Insurance News
The source of property and casualty insurance industry news and information for
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Connecticut Insurance Department
Seeks to communicate with and serve the public as well as those it regulates in
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GEICO Car Insurance. Get an auto insurance quote and save today ...
Offers auto and motorcycle insurance. Request quotes online or by phone.
File claims online.

Insurance Information Institute (III)
Attempts to improve public understanding of insurance -- what it does and how it
works. The site is subdivided into sections for "Individuals" (consumer info) ...

Insurance - Wex
Includes applicable federal and state statutes and judicial decisions, and online
resources, from Cornell Law School.

 

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HCRA Health Insurance

Do you Have the right type of health insurance?  Could changing the type of policy you have save you money?  Even if on the surface a different type of policy looks like a bad idea, it may be a better choice over all.  Find out more HERE