Homeowners Insurance: Things to Know

By Scott Best

Do you have enough insurance?  Do you have the right kind of insurance?  Do you know what the best insurance companies are for different types of insurance? How reliable are the insurance companies you deal with?  Do you understand what’s really covered in the policies you carry, do you fully understand what isn’t?  If you were honest with your self, you’re probably like the greatest portion of Americans and you answered “No” to all or most all of the above questions. 

So what does this tell us about what we buy insurance for and how we buy it?  For me at least it leaves even more unsettling issues and unanswered questions.  How far are we willing to trust others to protect us and what we hold dear?  How far are we willing to go before we actually get involved and force those that sell us these policies which are supposedly protecting us, to be forthright in their dealings with us?  When’s the last time you read an insurance policy you purchased and actually understood what it said about what was covered and what wasn’t?

Wow, lots of question and in this and subsequent articles I intend to cover some of the more powerful questions I just asked, to help us all get some clarity.  I hope to be putting forth some information that will help you better protect yourself, not only with insurance but from insurance and unscrupulous insurance agents and companies who might be putting their own capital interests too far ahead of your protection.....MORE

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